Pinnacle Announcements July 2010 July 21, 2010 Introducing PCM Platinum July 1, 2010 New Lock Extension Fees June 2010 June 30, 2010 July Newsletter June 30, 2010 Local mortgage company isnt just green, theyre going black June 25, 2010 PCM Hours for Independence Day Holiday June 18, 2010 PCM Guideline Updates June 11, 2010 Lock and Closing Cutoff Dates for Loans Using DU Version 8.0 June 11, 2010 PCMs Loan Quality Initiative Policy June 3, 2010 DU Version 8.1 June 3, 2010 Updated Guidance on PCM USDA Loans May 2010 May 28, 2010 The Meaning of Memorial Day May 28, 2010 New USDA Lock Requests are now accepted May 27, 2010 Disclosure of Transfer Taxes May 27, 2010 Discontinuation of Jumbo IO and Jumbo Cash-Out 3-4 units May 27, 2010 Updates to Minimum Credit Score Requirements and Pricing Adjustments May 25, 2010 PCM Hours for Memorial Day May 19, 2010 USDA Update May 18, 2010 Guideline Updates May 14, 2010 Lock Desk Phone Hours for Friday, May 14 May 13, 2010 HomePath Eligible Properties May 13, 2010 Temporary Suspension of USDA Lock Requests May 11, 2010 PCMs Northwest Office is Moving to a New Location May 11, 2010 Updated PCM Pricing Policies and Procedures May 7, 2010 PCM Guideline Updates April 2010 April 30, 2010 Introducing the My Community Mortgage Loan Program April 16, 2010 PCM Guideline Updates April 14, 2010 Updated RESPA Reform Policy Statement April 9, 2010 Underwriting Guideline Updates April 2, 2010 RESPA Reform Reference Material Updates April 2, 2010 Introducing the HomePath Loan Program March 2010 March 31, 2010 PCM Lock Desk Hours for Friday, April 2 March 31, 2010 National Flood Insurance Program Update March 26, 2010 Updated FHA Guidelines March 24, 2010 Increase in Upfront Premiums for FHA Mortgage Insurance March 16, 2010 USDA Loan Process Update March 9, 2010 Updated PCM Conforming High Balance Guidelines March 2, 2010 Updated PCM Conforming Guidelines February 2010 February 12, 2010 New and Revised RESPA Reform Reference Materials February 12, 2010 New PCM Appraisal Website February 11, 2010 FHA Appraiser Independence February 8, 2010 PCM Hours for Presidents Day February 4, 2010 PCMs Anti-Flipping Policy January 2010 January 29, 2010 Updated RESPA Reform Reference Materials January 21, 2010 Updated FHA Guidelines January 13, 2010 Humboldt County Earthquake and Disaster Area Policy January 12, 2010 Required TIL Verbiage January 11, 2010 PCM Hours for Martin Luther King Day January 6, 2010 Updated PCM Pricing Policies December 2009 December 31, 2009 RESPA Reform Tools and Clarification December 30, 2009 2010 Loan Limits December 30, 2009 Pricing Policy Changes December 23, 2009 RESPA Reform December 18, 2009 PCM Holiday Hours December 11, 2009 December 11th Lock Desk Hours December 9, 2009 DU Version 8.0 Release November 2009 November 24, 2009 Thanksgiving Holiday Lock Desk Hours November 20, 2009 Thanksgiving Day Holiday November 18, 2009 New FHA Credit Score Requirements November 13, 2009 FHA Streamline Refinance Guideline Changes November 10, 2009 Veterans Day Lock Desk Hours November 6, 2009 Introducing PCMs VA Loan Program November 5, 2009 HUD-1 Settlement Statement Requirements November 5, 2009 Veterans Day Holiday October 2009 October 29, 2009 Online Lock Request Requirement October 27, 2009 Underwriting Guideline Updates October 9, 2009 Columbus Day Lock Desk Hours October 8, 2009 Columbus Day Holiday October 2, 2009 Higher Priced Mortgage Loans September 2009 September 18, 2009 HVCC Appraisal Transfers September 16, 2009 New DU Refi Plus Pricing Adjustments September 2, 2009 Labor Day Holiday September 1, 2009 FHA FICO Pricing Adjustment Changes August 2009 August 27, 2009 PCM DO Sponsorship August 18, 2009 Conforming Guideline Changes August 7, 2009 DU Refi Plus Changes August 7, 2009 New PCM Mortgagee Clause July 2009 July 31, 2009 CLARIFICATION: Changes to Mortgage Disclosure Requirements July 27, 2009 Changes to Mortgage Disclosure Requirements