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Mortgage Loan Interest Rates Are Rising — Now What?

Mortgage Loan Interest Rates Are Rising — Now What?

The long-awaited rate hike from the Federal Reserve is here. The Fed voted unanimously this week to raise its federal-funds target rate to a range of 0.5% to 0.75%, an increase of a quarter percentage point. This rate directly affects only banks, but ...
The Time is Right to Lock Down a Low Mortgage Rate

The Time is Right to Lock Down a Low Mortgage Rate

On the fence about buying a home? It might be time to choose a side. Last week, mortgage rates reached their highest level since January and saw their largest week-over-week increase since the summer of 2013. Following this month’s election, ...
Shopping For A Mortgage Loan? You Have More Options Than You Think.

Shopping For A Mortgage Loan? You Have More Options Than You Think.

Tight lending standards have been the norm for almost a decade. When it comes to irresponsible borrowing and lending, of course, that’s absolutely a good thing. But what if you’re a responsible buyer with education debt, or limited savings, or a ...
Keys to Getting an Accurate – and Timely – Appraisal

Keys to Getting an Accurate – and Timely – Appraisal

If you’ve read our fun Homeowner’s Pursuit informational piece, you can see that getting an appraisal is smack-dab in the middle of the mortgage process – step number 8 of 16, in fact. But in today’s unusual real estate environment, that ...
Leaves Die in the Fall; Does the Real Estate Market?

Leaves Die in the Fall; Does the Real Estate Market?

The media loves truisms – things people accept as being true. So do the people who consume media – meaning, all of us. Truisms are easy to summarize, easy to put a catchy name to, easy to explain with a nice simple infographic. But it’s also ...
Brexit’s Impact on the Housing Market

Brexit’s Impact on the Housing Market

Brexit and your housing decisions Just in case you’ve been in a self-imposed media blackout for the last few months, on June 23 the people of the United Kingdom – representing the world’s fourth-largest economy – voted to leave the European ...
Home Maintenance: Time to Make a Plan

Home Maintenance: Time to Make a Plan

So you’ve gone through the entire mortgage process, and now you’re in your new home. You’ve had the inspections, fixed any big problems, gotten the furniture positioned the way you like it, and the moving boxes are all gone. Time to take a deep ...
A Different Way to Look at the Housing Inventory Shortage

A Different Way to Look at the Housing Inventory Shortage

If you’ve been thinking about buying a home – especially if you’re a prospective first-time homeowner – you’ve undoubtedly come across these two discouraging words: inventory shortage. Across the country, many markets have a severely limited ...
Interest Rates Defy Predictions: How Low Can They Go?

Interest Rates Defy Predictions: How Low Can They Go?

A few months ago, the experts agreed: mortgage loan interest rates could not stay so low – they were going to rise. At first the predictions were for sharp increases, then they were adjusted to smaller bumps. But as of mid-April, the market continues ...
Will The New TRID Guidelines Affect Your Closing Date?

Will The New TRID Guidelines Affect Your Closing Date?

New mortgage lending regulations went into effect in October, and you may have heard that they’re creating closing delays for mortgage borrowers. The new guidelines are called TRID, which stands for Truth in Lending Act (TILA)/Real Estate Settlement ...