Andy is the Branch Manager at Pinnacle Capital Mortgage and the leader of the Allred Lending Team, a full service residential mortgage banking firm. Andy possesses unique qualities and expertise to share with his clients that is derived from his 15 years in mortgage and financial advisory experience. Known in the local community as The Mortgage Coach (from his time spent volunteering to coach youth sports), Andy's role is to coach his clients to make smart decisions to ensure that they have leveraged themselves in the best, most conservative model that maximizes wealth creation and financial security for their families. If a Financial Planner is your asset manager, then think of Andy as your debt manager. Utilizing a consultative, planning approach, Andy works with clients to weave their mortgage into their overall long and short-term financial goals. This includes assessing their current financial landscape, cash flow analysis, real estate investment analysis, real estate equity management goals, and tax planning strategies. His experience in retirement planning has definitely shaped his "client for life" attitude and that attitude shines through to his clients. Here is a quote from a recent buyer, "I work in the Real Estate industry as an Escrow Closer and have had the opportunity to work with hundreds of loan originators. However, working with Andy was different because he helped me plan not only for my purchase, but the impact it would have on my daughters future college savings as well as my retirement down the road." - Mel U. Bothell, WA. Andy holds a Bachelors of Arts degree in Economics from the University of Washington and is an avid fan of all Seattle sports teams, especially the Seahawks. In his spare time, he and his wife Debbie love to take their boys Drew and Jack on vacation anywhere, camping, hiking, biking, and especially to the beach.