Update on COVID-19

COVID-19 Update: Find assistance and up-to-date information in our COVID-19 FAQ’s.

Close This Alert

(510) 669-2202

Find A Mortgage Advisor

Skip to content

Why Pinnacle Capital Mortgage
Finding the Right Loan

Home

Branches

Branches

Washington

Vancouver, WA

1305 Main Street
Vancouver, WA 98660

Phone

3604330330

Contact Us

(510) 669-2202

customerrelations@financeofamerica.com

Find A Mortgage Advisor

Pinnacle Capital Mortgage aims to adapt and innovate along with the ever changing mortgage industry. We strive to provide our clients with the latest and best offerings mortgages have to offer. With those goals in mind we will work tirelessly to ensure our absolute satisfaction.

Branches
Why Pinnacle Capital Mortgage
- Find a Mortgage Advisor

Terms of Use
Privacy Policy
Disclosures
Licensing

©2020 Pinnacle Capital Mortgage is a division of Finance of America Mortgage LLC | | NMLS ID # 1071 (www.nmlsconsumeraccess.org) | 300 Welsh Road, Building 5, Horsham, PA 19044 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. For licensing information go to: www.nmlsconsumeraccess.org

Loans made or arranged pursuant to a California Finance Lenders Law license.

Pre-approvals are based on underwriter review of credit and income documentation only. A pre-approval is not a loan approval, rate lock, guarantee or commitment to lend. An underwriter must review and verify a complete loan application after you are preapproved in order to qualify.

This is not a commitment to lend. Prices and guidelines are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision.

This information is provided by Finance of America Mortgage d/b/a Pinnacle Capital Mortgage. Any materials were not provided by HUD or FHA. It has not been approved by FHA or any Government Agency.

For Reverse Loans: When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.

For HELOC Loans: Borrowers are required to become members of the investor Federal Credit Union at closing.

Complaints? Email us at customerrelations@financeofamerica.com