Update on COVID-19

COVID-19 Update: Find assistance and up-to-date information in our COVID-19 FAQ’s.


Looking to buy property in a rural area? Then a USDA Loan may be the loan for you. Many rural areas qualify for no-money-down financing options through the Rural Housing Service (RHS). Only properties in certain areas qualify for USDA Loans, so be sure to contact a Peak Mortgage advisor first.

USDA Loans are especially attractive to…

  • Borrowers looking at buying homes in rural areas.
  • Homebuyers with low to moderate income levels.
  • Buyers with limited funds for down payments.

First, let’s get you pre-qualified

Get Started

You have questions, we have answers.

Contact Us

Try Our Tools and Learn More

View Our Calculators

Loan Features

No down payment options

Borrowers purchasing property in qualified rural areas may be able to receive financing for the entire loan amount.

Fixed rates

The interest rate on USDA Loans is fixed for the duration of the loan.

No penalties for prepayment

USDA Loans do not have any penalties for early payments.


Pinnacle Capital Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
Schedule a talk with a loan advisor or leave a message. We’ll get back within one business day.