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VA Loan

If you’re a qualified U.S. veteran, then a VA Loan may be exactly what you need to get you into the home of your dreams. With the option for no down payment and favorable terms, VA Loans are guaranteed by the Veterans Benefits Administration (VA). There are several loan programs for vets, so be sure to ask your Peak Mortgage advisor which is best for your situation. This type of loan may help qualified active duty service members, reservists, veterans, and their spouses get the home of their dreams with zero down payment requirements.

VA Loans are especially attractive to…

  • U.S. veterans and their families looking to buy or refinance their primary residence.
  • Homebuyers with low to moderate income levels.
  • Buyers with limited funds for down payments.

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Loan Features

No down payment options

Qualified U.S. veterans may be able to receive financing for the entire loan amount.

No penalties for prepayment

VA Loans do not have any penalties for early payments.

No mortgage insurance requirements

The Veterans Benefits Administration does not require monthly mortgage insurance. However, a funding fee is generally required for transactions.

Options for Fixed and Adjustable Rate Mortgages

Borrowers have options for both fixed and adjustable rates.


Pinnacle Capital Mortgage provides you with the tools you need to make the right borrowing decisions. These calculators will give you a basic idea of how key values are determined throughout the mortgage process. Try to ensure the information you enter is as accurate as possible. Always contact one of our Mortgage Advisors for an accurate quote that is best suited for your specific needs.

You have questions, we have answers.

Together, we’ll find great mortgage solutions.
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